Two ways to pay over time

Take it home now. Pay monthly.

Up to 3 years with no interest. A $1,500 piece runs from $50 a month.

0% interest

Up to 3 years, no interest.

You pay the price of the furniture and nothing more, split into equal monthly payments over up to 3 years.

The application takes a few minutes online. With an approval, the store finishes the purchase with you, in person or by phone.

Apply online (925) 325-8537

Easy to qualify · Koalafi

100 days same as cash

A Koalafi payment plan for anyone the 0% program does not fit. Any credit welcome, a decision in minutes, and an approval of up to several thousand dollars. Pay it off within the first 100 days and you pay the price of the furniture, same as cash.

Apply from your phone in a few minutes. With an approval, the store finishes the purchase with you, in person or by phone.

Apply with Koalafi How Koalafi works

The monthly figure sits next to every price.

Every piece on the site shows its 0% monthly figure next to the price, with an Apply button that brings you here. Pick the pieces first, then apply for the whole room at once.

How it works

  1. Pick your pieces

    Answer four questions and the designer shows you what fits your room and your budget. Save what you like.

  2. Apply

    Apply online in a few minutes from your phone, for the 0% program or for Koalafi. Or do it with the store, in the showroom or over the phone.

  3. Take it home

    The store confirms your terms, takes the first payment and schedules delivery or pickup.

Subject to credit approval; no approval is guaranteed. The monthly figures on this site are estimates from the price, not a quote; the store confirms your actual terms before you sign anything. Koalafi is a lease-to-own agreement, not a loan or credit: you own the furniture after the scheduled payments or an early buyout. Pay the early buyout within the first 100 days and the cost is the price of the furniture plus any small fee Koalafi charges; taken to term, the total is higher. Koalafi sets its own terms and they are in the lease agreement.